What You Need To Know When Taking Your First Life Insurance Health Exam
If you need a life insurance policy, and this is your first time ever exploring your options, you might be a bit surprised to learn that many insurance providers will want you to take a two-part health examination prior to extending coverage to you. This is called a life insurance health exam (or life insurance medical exam), and its purpose is to allow you life insurance to learn more about your medical history and picture of your current state of health. This, in turn, allows them to decide whether or not they will accept your insurance policy application, and, if they do, what your annual premium will be. Here’s what you need to know about both the exam and what insurers are looking for. Why Do You Need To Take…